From the always useful CZMA Climate Change and Coastal Hazards E-News Update:
Under a new Mississippi law, insurance companies are required to provide a premium discount or insurance rate reduction to property owners along the coast who build, rebuild, or retrofit an insurable property to better resist hurricane or other catastrophic windstorm events. To qualify, construction must be in accordance with the International Residential Code (2006 or newer), as amended, including the coastal construction supplement as recommended by the Mississippi Windstorm Mitigation Coordination Council; the Insurance Institute for Business and Home Safety’s (IBHS) Fortified for Safer Living program (or a similar IBHS program); or any other mitigation program recommended by the Mississippi Windstorm Mitigation Coordination Council and approved by the state. Retrofits must meet the specifications of IBHS’s Fortified for Safer Homes program or any other mitigation program recommended by the Mississippi Windstorm Coordination Council and approved by the state.
You can access House Bill 1410 here.
Thanks, Christa.