Tags: adaptation & mitigation, climate change, Insurance, planning, sea level rise, weather & climate
Tag Archives: Insurance
Growing Agreement that Taxpayers Shouldn’t Subsidize Risky Coastal Development
From today's New York Times:
Insurance companies got out of the business of writing flood insurance decades ago, so much of the risk from sea level rise is expected to fall on the financially troubled National Flood Insurance Program, set up by Congress, or on state insurance pools. Federal taxpayers also heavily subsidize coastal development when the, »read more
Mississippi to be Dropped from the National Flood Insurance Program?
A troubling article from the Bolivar Commercial spells out why Mississippi may be removed from the National Flood Insurance Program as early as this spring.
The issue is over a state law prohibiting counties and cities from enforcing building codes, including local floodplain management ordinances, against qualified hunting and fishing camps. The NFIP, »read more
Tags: Insurance
Proposed Extension to NFIP Would Add Wind Data, Not Wind Coverage
The US Senate is considering an extension to the NFIP that would add a provision wherein the government would assign a ratio of damage caused by water (covered by the NFIP) vs wind (generally covered by homeowner's insurance).
The Coastal Act would use data already gathered by NOAA and FEMA to determine the breakdown.
You can read the (S.1091 - Flood, »read moreTags: hazard identification, Insurance
How Residents Can Lower (or Keep) Homeowner’s Insurance
A good short article on Al.com on how building smarter can do more than just keep buildings safe, it can lower homeowner insurance premiums (to lower flood insurance rates, learn more about the Community Rating System).
We've long been fans of freeboard, and have touted how much money it can save homeowners.
What's great about some of these new, »read more
Tags: adaptation & mitigation, Building, Insurance
FEMA Releases New Community Rating System 2-Pager
They're still working on an updated and expanded website, but the Community Rating System has a new 2-page summary of their program. You can download the PDF, »read more
Tags: Insurance, publications
Great New Publication on Elevating Existing Homes
We all know that the best way to keep buildings out of flood waters is to keep them out of areas that flood. The reality for most communities, though, is that homes and other structures are already in areas that flood. What to do then?
There are many options, of course. You could somehow acquire and then relocate the structure to a safer area, but, »read moreTags: adaptation & mitigation, Building, funding & assistance, Insurance, publications, sea level rise
Sea Level Rise and Beaches: Not a Pretty Combination
Orrin Pilkey, always a lightening-rod for coastal climate change issues, has written a gloomy forecast for the world's beaches, and has the photos to justify his positions.
He acknowledges that predicting the effects of sea level rise on beaches is complex, and that results will vary greatly depending on many factors. But overall, the picture isn't, »read moreTags: adaptation & mitigation, Building, editorial, infrastructure, Insurance, legal, planning, regulations, weather & climate
Why and How Businesses (and Municipalities) can Prepare for Disasters
The folks over at the Education Disaster Education Network (EDEN) have come up with a brief video explaining why it's so critical that businesses develop a business continuity and disaster preparedness plan. Easy enough to translate most of it for municipal offices/departments, too.
Worth a quick watch, and a good outreach tool you can use to help your, »read more
Tags: emergency services, Insurance, planning, training & outreach, video
Is Your Community Getting New Flood Maps? Here's How to Ease the Sting
The fine folks over at Colorado State's Natural Hazards Center have a neat summary of the National Flood Insurance Program's Preferred Risk Policies program in their monthly newsletter.
The short version? Property owners who find themselves newly mapped into high risk flood areas now have up to two years to apply for a Preferred Risk Policy (PRP). If they, »read moreSenate Passes 1-Year National Flood Insurance Program Extension
The US Senate agreed today to a one-year extension of the National Flood Insurance Program (NFIP). The House (which has already approved a five-year extension) is expected to adopt the Senate extension.
This is obviously a short-term fix, but given that the program has expired four times this year alone, it's still welcome, »read moreTags: Insurance
