Proposed Extension to NFIP Would Add Wind Data, Not Wind Coverage

The US Senate is considering an extension to the NFIP that would add a provision wherein the government would assign a ratio of damage caused by water (covered by the NFIP) vs wind (generally covered by homeowner’s insurance).

The Coastal Act would use data already gathered by NOAA and FEMA to determine the breakdown.

You can read the (S.1091 – Flood Insurance Reauthorization Act of 2011) on OpenCongress.org.